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Overview

Corporate Overview

We Are an Innovative FinTech Advocator

RC365 Holding plc is focused on building secure, efficient and scalable financial technology infrastructure for individuals, SMEs, merchants and multinational corporations.

At a Glance

RC365 Holding plc

RC365 Holding plc (LSE: RCGH) is a United Kingdom-based payment solutions and financial technology group admitted to trading on the Main Market of the London Stock Exchange. The Company is the holding company of Regal Crown Technology Limited, a fintech solutions provider founded in Hong Kong in 2013, and the parent of RCPAY Limited, the customer-facing operating brand delivering the Group's integrated payment ecosystem across the UK and Europe.

Who We Are

Secure, Efficient and Scalable Payment Infrastructure

We are an innovative FinTech advocate focused on simplifying how individuals, SMEs, merchants and multinational corporations move, manage and settle money across borders, supported by the technology and cybersecurity capabilities required to keep modern financial platforms reliable.

An Integrated FinTech Ecosystem

The Group's business is organised around an integrated ecosystem and the products and services that operate within it — from account and card issuance to payment acceptance, wealth management and the technology that secures it all.

Our Major Business Segments

RC365 Holding plc brings together payment, account, card, merchant, wealth management and technology capabilities into a connected operating ecosystem.

01

Ecosystem

The RCPAY ecosystem connects every product into a single closed loop, so that accounts, cards, payment acceptance and settlement work together seamlessly — one platform for individuals and businesses rather than a set of disconnected services.

02

Asset Link Credit Card

A credit card linked directly to the customer's account within the ecosystem, enabling everyday spending, flexible credit and real-time visibility over transactions and balances.

03

Banking Virtual Account

Multi-currency virtual accounts for collecting, holding, converting and settling funds across borders, giving merchants and businesses a single hub to manage global money flows.

04

Merchant Owned Ecosystem POS (MOE-POS)

A merchant-owned point-of-sale solution for accepting payments in-store and on the go, capturing customer relationships and feeding sales directly back into the merchant's own ecosystem.

05

Wealth Management System

Tools that help customers grow and manage their assets, bringing savings, investments and wealth planning alongside everyday payment and banking activity in one place.

06

IT Support & Security Services

The technology backbone of the Group — fintech R&D, secure API frameworks, ISO 27001-aligned cybersecurity and 24/7 support that keep every service reliable, compliant and protected.

The RCPAY Ecosystem

A unified application designed to connect account services, card issuance, payment collection and settlement into one integrated operating environment.

Through RCPAY Limited, the Group's capabilities are brought together in RC 3.0 — a single application that unifies the Banking Virtual Account, the Asset Link Credit Card and MOE-POS into one integrated ecosystem.

Rather than disconnected products, account services, card issuance, payment collection and settlement operate as a single closed loop, serving individuals and businesses across Hong Kong, Southeast Asia, the United Kingdom and Europe.

Banking Virtual Account Asset Link Credit Card MOE-POS Payment Collection Settlement Cybersecurity

Milestones

Since 2013, the Group has been devoted to developing FinTech products and money services that meet people’s needs.

2013 – 2015

Foundation & First Products

  • Regal Crown Technology Limited founded in Hong Kong in 2013.
  • Launched mPOS in 2014.
  • Launched Online Payment Gateway in 2015.
2016

Government Engagement

Invited by HKGOV to participate in a panel assessment on the launch of the iBeacon prototype.

2017

Certification & Industry Presence

  • Certified in accordance with ISO 27001.
  • Exhibited at G2E Asia Expo and ICE Expo.
2018

Flipbook Launch

Flipbook was launched at Wynn Palace, Macau.

2019

Payment System Enhancements

Enhanced the payment system and enabled customers to receive Amazon payments.

2020

Accreditation & IPO Preparation

  • Received second ISO 27001 accreditation.
  • Began preparing for the proposed IPO and Standard Listing.
2021

UK Holding Company & New Platforms

  • RC365 Holding plc incorporated in the UK on 24 March 2021.
  • CatchAR launched and the “Maid-maid Matching” platform was soft-launched.
2022

RC 2.0 Launch & Listed in London

  • Launched RC 2.0, the next-generation payment platform.
  • Admitted to trading on the Main Market of the London Stock Exchange under the ticker RCGH.
2023

RC ERP 2.0

Launched RC ERP 2.0, an upgraded enterprise resource planning solution integrating business operations with the Group's payment capabilities.

2024

RC 2.5

Launched RC 2.5, an upgraded payment platform that brings together account, card and payment-acceptance capabilities ahead of the full ecosystem release.

2026

RC 3.0 & The RCPAY Ecosystem

Release of RC 3.0, unifying the Banking Virtual Account, the Asset Link Credit Card and MOE-POS into a single integrated ecosystem — one application connecting accounts, card issuance, payment collection and settlement across the UK, Europe and Asia.